Benefits Programs

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Benefit Education & Enrollment Session

Benefits-eligible employees will have the opportunity to meet one-on-one with a Benefit Communication Specialist (BCS), where they can ask questions and learn about the different benefit programs listed below, allowing them to make choices and enroll in the benefit programs they determine are best for themselves and their families.

Core Benefits

Cal-Maine offers affordable and comprehensive PPO and Value-Driven Health Plan Options including Prescription Drug coverage, In-Patient and Out-Patient Facility Access, Extensive Physician Networks, and Wellness Benefits.

Low-cost Dental Plan includes annual preventive screenings, minor and major restorative care, and dependent child orthodontics. Cal-Maine’s vision care benefits include coverage for eye exams, standard lenses and frames, and contact lenses and discounts for laser surgery.

Additional Voluntary Benefits

Voluntary term life insurance is available for you, your spouse and/or your dependent children at a cost based on the amount you elect and your age. Disability benefits are available to provide income assistance when you are unable to work for a period of time due to a covered illness or injury.

Accident Insurance is a limited benefit policy that pays benefits for specific, covered accidents and injuries that happen on or after your coverage effective date. The benefit amount depends on the type of injury you have and the treatment you receive. Critical Illness Insurance is a limited benefit policy that pays a lump-sum benefit if you are diagnosed with a covered illness or condition that happens on or after your coverage effective date.

Time Off for Work/Life Balance

Cal-Maine has an established Vacation Policy that allows employees to take paid time off depending on years of service and allows carry-over from one vacation year to the next. The Company also observes six national holidays per calendar year.

Sick leave hours accrue at the rate of one hour per week of service (480 hours maximum) after completion of 90 days of continuous service.

Retirement/KSOP

This is a qualified retirement plan that combines an employee’s stock ownership plan (ESOP) with a 401(k) plan. To become an eligible participant, an employee must be at least 18 years old and work for Cal-Maine for 6 months. You may contribute up to 100% of your annual compensation through payroll deduction into his/her 401(k) account, not to exceed the IRS limit. Cal-Maine will contribute at least 3% of participant’s compensation to participant’s ESOP account. Employee is vested immediately upon becoming a participant.